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Owner borrowed $80,000 from Finance Co. Owner orally agreed that Finance Co. would have collateral rights in three assets: a negotiable promissory note payable to Owner, a certificated stock certificate registered in Owner's name and indorsed to Finance Co., and Owner's deposit account at Local Bank. Owner delivered the promissory note and stock certificate to Finance Co. Finance Co. also obtained a signed control agreement with Owner and Local Bank under which Local Bank agreed to follow Finance Co.'s instructions regarding the deposit account without further consent from Owner.
Owner later defaulted and argues that no security interest attached to any asset because Owner never signed a written security agreement. Finance Co. argues that possession of the note and stock certificate, and control of the deposit account, satisfy Article 9's evidentiary requirement. Owner does not dispute that Finance Co. gave value or that Owner owned the assets.
Discuss whether Finance Co.'s security interest attached to the promissory note, the stock certificate, and the deposit account.